Unicaja is once again offering bonuses for the direct deposit of salary or pension and, to this end, has launched a campaign for non-customers or for those who, if they are customers, have not had these payments deposited by direct deposit in the last 12 months. Specifically, the bank offers up to 400 euros net1 for salaries or pensions for a minimum amount of 2,000 euros, with a two-year permanence requirement.
The campaign also includes an incentive of 150 euros net for assets between 800 and 1,999 euros.
This promotion, available at branches* and limited to the first 2,255 requests, also establishes, for those customers who sign up or have signed up for a credit card, the return of purchases made during the first year for a total amount of 120 euros2 (5% cashback, with a maximum of 10 euros per month).
On the other hand, the campaign is compatible with the company's current offer, which includes a 30 euro3 voucher redeemable at Amazon** for the subscription of new Caser non-life insurance policies (maximum of one voucher per policy), with a net annual policy equal to or greater than 300 euros.
Advantages
Similarly, the customer will enjoy the advantages of the Fee-Free Plan4 for Individuals without fulfilling the requirements for six months, a period during which time he/she can acquire the requirements to continue to benefit from it.
By complying with the requirements of the Fee-Free Plan, customers will not have to pay any account maintenance, card or online and immediate transfer fees.
They will also benefit free of charge from the Uni Seguro Plan (which allows splitting insurance payments5), Bizum and digital banking, with more than 14,000 ATMs available for fee-free debit cash withdrawals6.
(*) New and current customers who registered as Unicaja customers through their Digital Banking (web or App) are excluded from this campaign.
(1) For those people of legal age and the first holder of the Unicaja account in which the payroll or pension is domiciled between €800 and €1,999 (the net account being €150) equal to or greater than €2,000 (being €400 net fee), will join the promotion during the duration of the campaign and sign a commitment to remain in the entity for 24 uninterrupted months. The incentive is subject to taxation and has the tax classification of income from monetary capital obtained by the transfer of own capital to third parties, by virtue of art. 25.2 of the current Personal Income Tax Law 35/2006. Unicaja will withhold and deposit personal income tax on account, pursuant to article 74.2 of the RIRPF, without passing on the cost of said deposit to the client. Consult bases and requirements of the promotion at https://www.unicajabanco.es/content/dam/unicaja/bases-de-promociones-y-campanas/bases-nominas-oficina-mayo-2024.pdf. You have 6 months from joining to meet the promotion requirements. Promotion limited to 2,255 adhesions.
(2) Promotion of the refund of 5% monthly of the total import of purchases in stores made with one of the following credit cards: Mastercard Crédito Contactless, Mastercard Crédito Joven Contactless, Visa Classic Crédito Contactless, Visa Oro Contactless, Visa Platinum, for 12 months from the date of registration for the promotion, with a maximum of €10 per month. Canceled and returned operations, as well as those carried out in betting houses, do not count. The refund of the incentive will be made to the account associated with the credit card. You have 6 months from joining to meet the promotion requirements. Promotion limited to 2,255 adhesions.
(3) Amazon.es gift card of €30 to those individuals (private clients), of legal age and residents in the national territory, who contract, with the mediation of Unimediación, Insurance Banking Operator of Unicaja Banco, any of the following Caser insurance products: Home Protection, Agrocaser Home Protection, Comprehensive Health, Inicia Health, Active Health, Prestige Health, Dental Smile Essential, Caser Auto (including ReMoto), WeCAN Check, WeCAN Live, WeCAN RC, Trade and Protection of Rentals. For insurance with an annual net premium equal to or greater than €300, issued before July 31, 2024 and not associated with a loan. It is essential that the email and mobile phone of the policyholder/insured appear in the insurance policy. Policies that cover risks that have been insured at Caser in the six months prior to contracting, nor insurance contracted through telemarketing, will not be entitled to a gift. Maximum one gift per policy. If necessary, this gift may be replaced by another with similar characteristics. Consult bases and requirements the promotion at https://www.unicajabanco.es/content/dam/unicaja/bases-de-promociones-y-campanas/bases-nominas-oficina-mayo-2024.pdf.
(**) Restrictions apply. See the details at: amazon.es/cheques-gift-conditions
(4) After the first 6 months, you must meet the conditions of the Particular Zero Plan. The Zero Plan for Individuals exempts from maintenance and administration fees for your accounts, except those that have a Flat Rate contracted or are a Comfort account, from the Commission for issuing transfers made by the client charged to their accounts, through Banking. Digital (Unicaja Web or App) or ATM, in euros, between customer payment accounts located in the SEPA zone (Immediate transfers and Fund Movement Orders (OMF) -through the Bank of Spain- are excluded) and of the Commission for the maintenance of a credit card, of its ownership, designated by the client.
APR 0.00% calculated for an account with a balance of €6,000 constant for one year at 0.00% TIN, complying with the conditions of the Individual Zero Plan, that is, considering €0.00 for the administration fee, the maintenance fee of the account and the credit card. No interest. (See the bases of Plan Zero). Representative examples without meeting the conditions of the Zero Plan Individuals and considering the maximum administration fee of €9/quarter, the account maintenance fee of €30/quarter, as well as an annual credit card maintenance fee of €44 : APR: -3.301% calculated for an account with a balance of €6,000 constant for one year at 0.00% TIN. No interest APR: -9.710% calculated for an account with a balance of €2,000 constant for one year at 0.00% TIN. No interest. In the cases described, the APR varies depending on the account balance. The Zero Individual Plan and the benefits that it entails will be indefinite, with Unicaja having reserved the possibility of canceling said Plan and its benefits or modifying its conditions, at any time, or which will be communicated in a timely manner in accordance with the regulatory regulations. .
(5) Temporary annual renewable, multi-year or single premium insurance, contracted with Unicorp Vida (accidents or life risk), Caser (cars, health, dental, multi-risk home, payment protection, pets, hunters, all-risk rentals, deaths or accidents), Santa Lucía (deaths) and/or Unión Duero Vida (life risk) and mediated through Unimediación S.L.U., a linked banking-insurance operator, registered in the Special Administrative Registry of Insurance Distributors of the General Directorate of Insurance and Pension Funds with registration number OV-0010, acting through the Unicaja Banco, S.A. network. Arranged civil liability insurance in accordance with current legislation. You can consult the insurance companies with which Unimediación S.L.U. has an agency contract signed at www.unicajabanco.es/seguros. Insurance coverage subject to the General and Particular Conditions of the policies contracted.
(6) Commission-free cash withdrawals from debit machines at ATMs according to provinces. Consult map: https://www.unicajabanco.es/es/mapa-de-oficinas-y-cajeros. At all Unicaja ATMs (includes Liberbank Network) and from €120 at EURO 6000 network ATMs (EURO 6000 entities included: Abanca, Novo Banco, Ibercaja, Kutxabank, Cajasur, EvoBanco, Cecabank, Caja de Ontinyent, Colonya Caixa Pollensa and Cardtronics), Banco Sabadell, Bankinter, Caja de Ingenieros, Arquia Banca, Euronet and ING in the following provinces: La Coruña, Lugo, Orense, Pontevedra, Vizcaya, Guipúzcoa, Álava, Navarra, La Rioja, Burgos, Segovia, Guadalajara , Madrid, Zaragoza, Huesca, Teruel, Lleida, Barcelona, Girona, Tarragona, Castellón de la Plana, Balearic Islands, Valencia, Alicante, Murcia, Granada, Córdoba, Badajoz, Santa Cruz de Tenerife, Las Palmas. And from €120 at ATMs of any network in the provinces of Huelva and Seville.
