Unicaja Banco’s customers with the Samsung Pay app can add their credit and debit cards to make payments and purchases in the participating stores.
This incorporation falls within Unicaja Banco’s strategy of digital transformation, which aims to adapt to the new technology scenarios of the financial system. The bank also intends to offer and reinforce alternative channels which provide added value to customers, such as providing flexibility and increasing accessibility to manage their accounts.
Unicaja Banco has incorporated Samsung Pay, Samsung’s mobile payment system which allows customers to make purchases with mobile devices in a fast, easy and secure way, and without the need of having a physical card.
Unicaja Banco’s customers with a Samsung device (smartphones or smart wathches) can add their credit and debit cards to this app, to make payments and purchases in the participating stores.
Samsung Pay can be used at any store with a PoS or a contactless card reader, via NFC technology. Users only have to register their debit or credit card in their device and tap the PoS or reader to pay. The user receives a notice once the payment has been made.
Once the registration is complete, to make a transaction, the customer can confirm payment via fingerprint or iris scan. Samsung Pay protects payments, as, among other measures, the encrypted card data are stored in the secure element and are never shared with the shop. If the phone is lost, it is possible to deactivate Samsung Pay remotely.
Unicaja Banco expands its mobile payment solutions
This solution for mobile payments via Samsung devices (www.unicajabanco.es/es/particulares/cuentas-y-tarjetas/pagos/samsung-pay) joins Apple Pay, launched a few months ago. These services supplement the existing Unipay App, Unicaja Banco’s app to bring to Apple and Android users Bizum, the interbank solution to make instant payments between individual customers through smartphones.
Unipay App, in addition to including Bizum, incorporated recently the possibility to make payments with Android smartphones in physical shops. This way, Unicaja Banco covers mobile payments, both instant and in shops, for users of both operating systems.
These incorporations fall within Unicaja Banco’s strategy of digital transformation, which aims to adapt to the new technology scenarios of the financial system. The bank also intends to offer and reinforce alternative channels which provide added value to customers, such as providing flexibility and increasing accessibility to manage their accounts.
