Unicaja offers companies and freelancers the Uni Seguro Plan for Companies and the Agricultural Sector(1) to facilitate the payment of insurance(2) through the unification of their premiums, with financing at zero cost (A.P.R. 0,00%) and payment in easy monthly installments, without surcharges. The bank thus extends this service, which was previously available to individual customers, to the group of business and freelancers segment.
In this way, in addition to facilitate the payment of business and agricultural insurance policies, the bank contributes to the protection of the client's company or professional activity, offering payment of monthly installments at zero cost (A.P.R. 0,00%).
In addition to the division of insurance premiums into convenient monthly payments and zero-cost financing of premiums (A.P.R. 0,00%), companies and the freelancers can benefit from other advantages of the Uni Seguro Plan for Companies and the Agricultural Sector (which does not require financing a minimum number of policies), such as the grouping of insurance policies in the same account, thus avoiding the need to deal with different accounts or various financial institutions.
Unicaja, in its traditional support to companies and freelancers, offers a wide and complete range of products and services for this group, with financial advantages and aimed at meeting their financing and investment needs.
(1) Credit aimed at self-employed workers and companies, exclusively for the payment of their insurance premiums. Conditions valid until January 31, 2025. Annual nominal interest rate: 0.00%. APR: 0.00%. Starting from a representative example of a loan in the Uni Seguro Empresas y Agro Plan granted of €1,500.00, which has been drawn down in full since the first day of validity of the contract, with a fixed monthly payment method of a regular installment for 12 months, in which the client would pay 12 monthly installments of €125.00, with the total amount owed being €1,500.00. For this example, the existence of new credit provisions in the Uni Seguro Empresas y Agro Plan in this period, nor any incidents in payments, is not considered.
(2) Renewable annual, multi-annual or single premium temporary insurance, contracted with Caser (insurance in the mode for companies and self-employed persons for the Auto and Fleet, Dental, Fire, Theft, Health, Transport, Merchandise and Helmets lines; and all insurance in the case of Bonding, Agroinsurance, Machinery or leasing breakdown, Surety, Contingencies, Ten-year damages, Legal defense, Business Multi-risk, SME Multi-risk, Pecuniary losses, Civil Liability and All construction risk) and/or Unicorp Vida. (life risk) mediated through Unimediación S.L.U., linked banking-insurance operator, registered in the Special Administrative Registry of Insurance Distributors of the General Directorate of Insurance and Pension Funds with registration number OV-0010, acting through the Unicaja Banco, S.A. network Arranged civil liability insurance in accordance with current legislation. You can consult the insurance companies with which Unimediación S.L.U. has an agency contract signed at www.unicajabanco.es/seguros. Insurance coverage subject to the General and Particular Conditions of the policies contracted.
