Unicaja offers discounts(1) on new financed subscriptions in the Uni Seguro Plan for individuals, specifically, a 10% on free life and accident insurance marketed with Unicorp Vida (company held at 50% by Santalucía and Unicaja), and 6% on the net premium of home, health and auto insurance marketed with Caser.
The Uni Seguro Plan for individuals(2) is a product that allows customers to group different insurance policies (3) and pay them in monthly installments with zero-cost (A.P.R. 0,00%) financing and no minimum number of policies financed.
In addition to the discounts, being a holder of the Uni Seguro Plan gives access to valuable services(4), such as benefits in access to the Caser+Benefits Platform, which has special prices on health and wellness services, as well as 50 euros to redeem for maternity and assisted reproduction services and 20 euros for genetics and nutrition services; the Caser dental cheque, with complete check-ups, panoramic X-rays and dental cleaning and discounts of up to 100 euros on orthodontics and implants and 30 euros on other treatments; and the pharmacogenetics service, offered by Unicorp Vida, with genetic analysis to receive the most effective and personalized treatment in the event of serious illness.
It is also worth mentioning the access to Caser's loyalty program(5) as a Silver Client when subscribing the first policy marketed with Caser, which offers exclusive telephone customer service and service quality commitments.
(1) Discounts on net premiums for the first year, for new insurance contracts with 1st effect 2024 financed in the Uni Seguro Plan for individuals (excluding car insurance for trailers and tractors). To enjoy these advantages and discounts, it is enough to have a Uni Seguro Plan in force. Not combinable with other available offers, unless indicated in their regulatory bases. Starting in the second year, Caser guarantees that the insurance will be renewed at the best available rate based on the individual risk of each client, as long as it remains funded in the Uni Seguro Plan.
(2) Credit directed to individual consumers, exclusively for the payment of their insurance premiums. Conditions valid until January 31, 2025. Annual nominal interest rate: 0.00%. APR: 0.00%. Starting from a representative example of a Uni Seguro Plan loan granted of €1,500.00, which has been drawn down in full since the first day of validity of the contract, with a fixed monthly payment method of a regular installment for 12 months , in which the client would pay 12 monthly installments of €125.00, with the total amount owed being €1,500.00. For this example, the existence of new credit provisions in the Uni Seguro Plan in this period is not considered, nor any incidents in payments.
(3) Temporary annual renewable, multi-year or single premium insurance, contracted with Unicorp Vida (accidents or life risk), Caser (cars, health, dental, multi-risk home, payment protection, pets, hunters, all-risk rentals, deaths or accidents), Santa Lucía (deaths) and/or Unión Duero Vida (life risk) mediated through Unimediación S.L.U., a linked banking-insurance operator, registered in the Special Administrative Registry of Insurance Distributors of the General Directorate of Insurance and Pension Funds with registration number OV-0010, acting through the Unicaja Banco, S.A. network. Arranged civil liability insurance in accordance with current legislation. You can consult the insurance companies with which Unimediación S.L.U. has an agency contract signed at www.unicajabanco.es/seguros. Insurance coverage subject to the General and Particular Conditions of the policies contracted.
(4) These services and discounts are offered to customers who own the Uni Seguro Plan, regardless of the number of policies associated with it, as well as the branch to which they belong. Not cumulative with another discount or additional promotion, unless expressly indicated in the promotion bases. Access to the Caser Platform+Benefits and Caser dental check available until December 31, 2024. Limited to one use per member of the plan holder's family (spouse and children). Access to the 2024 Loyalty Program as a Silver Customer from the first Caser policy contracted by the holder of a Uni Seguro Plan. All clients who are already part of the Platinum and Gold Loyalty Program remain in their corresponding program. The pharmacogenetics service is not an insurance contract, but rather a separate service that Unicorp Vida offers to these clients. The service will be available as long as the Uni Seguro Plan to which it is associated remains in force. However, the Insurance Entity reserves the right to cancel or modify it if the service provision contract signed by Unicorp Vida with the service provider is terminated or modified for any reason.
(5) Caser 2024 loyalty program available for policyholders with one or more insurance and one claim per policy per year. It includes discounts of 6% to 10% for new hires with 1st effect 2024, with commitments to quality of care and bonuses for non-compliance with commitments.
