Unicaja is improving its bonus campaign for direct deposit of payroll or pension and is offering up to 620 euros net during the first year if, in addition to the salary, purchases are made with credit cards or Bizum and receipts are direct deposited.
Specifically, this campaign, available in branches or through Digital Banking and aimed at both non-customers and those who, being customers, have not had these salaries direct deposited in the last 12 months, includes an incentive of 400(1) euros for salaries or pensions of at least 2,000 euros net per month, or 150 euros net for salaries between 800 and less than 2,000 euros. In both cases, a two-year permanence requirement is established.
In addition to these incentives, the customer may add a refund during the first year of purchases made with personal credit cards of which he/she is the holder, for a total amount of 120(2) euros (5% cashback, with a maximum of 10 euros per month). On this occasion, purchases made through Bizum are also included.
As a novelty, additionally, the refund of 1% of the amount(3) of direct debit bills (water, electricity, telecommunications and gas) is contemplated, with a maximum of 100 euros per year for 12 months.
(*) Promotion valid until 01/31/2025, only for new direct debit of payroll or pension from €2,000 net, which has not been in Unicaja for the previous twelve months, and which has been maintained for at least 24 months. When the first payroll or pension is paid, you will receive a single payment of €400 net (the incentive will be €150 for payrolls or pensions from €800). You will receive a monthly payment for 12 months, of 5% of the amount of purchases made with Unicaja personal credit cards or with Bizum in stores, with a limit of €10 per month. For the direct debit of your water, electricity, gas or telecommunications bills, we will return 1% of the amounts, with a limit of €100/year. The direct debit payment and the 1% payment of the amount of the receipts are real estate capital income and are subject to taxation. The 5% refund of purchases is tax-qualified as capital gains, not subject to personal income tax withholding. You have 6 months from the date of registration to meet the requirements of the promotion (direct debit of payroll/pension, making purchases in stores with a credit card or Bizum and direct debit of any of the following receipts: electricity, water, gas, telecommunications). Exclusive Unicaja promotion, not combinable with other offers. Check the terms and conditions of the promotion at unicaja.es
(1) For those persons of legal age and the first holder of the Unicaja account in which the payroll or pension of between €800 and less than €2,000 is domiciled (with a net bonus of €150) or equal to or greater than €2,000 (with a net bonus of €400) is domiciled, they can join the promotion that starts on October 1 and ends on January 31, 2025. For clients who sign a commitment to remain with the entity for 24 uninterrupted months, it will be necessary that their payroll or pension was not domiciled with the Entity in the twelve months prior to signing the adhesion document. The incentive is subject to taxation and is classified as income from monetary capital obtained by the transfer of own capital to third parties, pursuant to art. 25.2 of the current Personal Income Tax Law 35/2006. Unicaja will withhold and pay Personal Income Tax on account, pursuant to article 74.2 of the Personal Income Tax, without passing on the cost of such payment to the customer. See the terms and conditions of the promotion at https://www.unicajabanco.es/content/dam/unicaja/bases-de-promociones-y-campanas/basespromo-nomina-octubre-2024.pdf
(2) Promotion of the monthly refund of 5% of the total amount of purchases in stores made with Bizum or with personal credit cards, for 12 months from registration for the promotion, with a maximum of €10 per month. The promotion starts on October 1 and ends on January 31, 2025. For customers who join it by signing the Membership Document-Commitment to Stay. Cancelled and returned transactions, as well as those carried out in betting shops, do not count. The incentive will be refunded to the account associated with the credit card. See the terms and conditions of the promotion.
(3) Refund of 1.00% of the sum of the amounts of the direct debits, in the name of the account holder where the salary or pension payment is received, with a maximum limit of €100/year. For these purposes, only the bills charged for water, electricity, gas and telecommunications are counted.
