As part of its purpose of facilitating the activity of business owners, self-employed and entrepreneurs, Unicaja once again offers these professionals specific financial solutions to finance the taxes derived from their business activity, such as VAT, Personal Income Tax and Corporate Tax.
This support from Unicaja takes the form of products such as the Préstamo Fracciona and the Credit Account for Payments, which can be subscribed at the bank's branches and which, among other advantages, offer the business sector effective cash flow management, as well as the possibility of not using its own resources, planning cash flows in advance and maintaining financial flexibility.
Specifically, the Préstamo Fracciona offers liquidity to business owners, allowing them to pay the taxes derived from their activity without the need to use their own resources, which contributes positively to cash flow management.
It also allows for account planning, since they do not have to pay their expenses all at once, but can finance them in the short term. This loan allows the payment of taxes in installments of up to three months and, if necessary, can be requested in each tax period.
On the other hand, the Credit Account for Payments is designed to finance the payment of employees' salaries, social security and taxes in times of liquidity needs, allowing companies and the self-employed to make important payments with peace of mind.
Support to the business activity
This offer is part of the wide range of financial products and services that Unicaja makes available to these professionals, both through its online channel and at branches, with the aim of promoting their initiatives.
The bank's firm commitment to business owners, the self-employed and entrepreneurs, whom it places at the center of its activities, results in personalized attention, adapted to their specific needs, which allows it to add value to their businesses.
(*) The granting of financing operations is subject to the risk criteria of Unicaja Banco, taking into account the time required for the approval and formalization of these operations.